Texas Paycheck Taxes Explained
Learn what taxes come out of a Texas paycheck, including federal withholding, Social Security, Medicare and common payroll deductions.
Texas is known for not imposing an individual state income tax on wages. That can simplify state payroll withholding, but Texas employees can still see several deductions between gross salary and take-home pay.
Does Texas have state income tax on wages?
Texas does not impose an individual state income tax on wage income. For a typical employee, that means there is no Texas state income-tax withholding line comparable with states such as California or New York.
What taxes still come out of a Texas paycheck?
Federal income-tax withholding can apply based on wages and W-4 settings. Social Security and Medicare payroll taxes also generally apply. Benefit deductions such as a 401(k), health insurance or other employer plans can further reduce the amount deposited.
Texas paycheck example
A worker earning $75,000 in Texas may have a different take-home amount from another $75,000 worker because of filing status, pay frequency, W-4 entries, retirement contributions and benefits—even though neither has Texas individual state income-tax withholding.
Use a Texas paycheck calculator
Our Texas paycheck calculator estimates federal withholding, Social Security, Medicare and common pre-tax deductions across weekly, biweekly, semi-monthly and monthly pay frequencies.
Texas paycheck FAQ
Is Texas completely tax-free?
No. The absence of individual state income tax on wages does not eliminate federal income tax, payroll taxes, sales taxes, property taxes or other taxes.
Why is my Texas net pay lower than expected?
Federal withholding, FICA, health benefits, retirement contributions, garnishments or other employer deductions can all reduce net pay.