Paycheck education

Paycheck & Salary Guides

Clear explanations of take-home pay, payroll taxes, salary conversion, pay frequency and state paycheck deductions.

Learn the math behind your paycheck

Guides built around real paycheck questions

Use these guides to understand the concepts, then use the calculators to estimate your own numbers.

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How to Calculate Take-Home Pay in 2026

Learn how to calculate take-home pay from gross salary, federal withholding, FICA taxes, state taxes and pre-tax deductions.

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Gross Pay vs Net Pay: What’s the Difference?

Understand gross pay vs net pay, what comes out of a paycheck and how to estimate the amount you actually take home.

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Biweekly vs Semi-Monthly Pay: 26 vs 24 Paychecks

Compare biweekly vs semi-monthly pay, paycheck frequency, pay periods per year and how each schedule affects the size of each paycheck.

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How Many Paychecks Are in a Year?

See how many paychecks you get per year with weekly, biweekly, semi-monthly and monthly payroll schedules.

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FICA Tax Explained: Social Security and Medicare

Learn what FICA tax is, how Social Security and Medicare withholding work and why payroll tax appears on your paycheck.

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$75,000 a Year After Taxes: What Is the Take-Home Pay?

See what affects a $75,000 salary after taxes, including federal withholding, FICA, state taxes, pay frequency and deductions.

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How Overtime Pay Works: Time-and-a-Half Explained

Learn how to calculate overtime pay, time-and-a-half, weekly overtime earnings and the difference between regular and overtime rates.

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Hourly to Salary Conversion: Formula and Examples

Convert hourly pay to annual salary with the hourly-to-salary formula, weekly hours, workweeks and common wage examples.

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Texas Paycheck Taxes Explained

Learn what taxes come out of a Texas paycheck, including federal withholding, Social Security, Medicare and common payroll deductions.

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California Paycheck Deductions Explained

Understand common California paycheck deductions, including federal withholding, California income tax, SDI, Social Security and Medicare.

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New York vs NYC Paycheck Taxes: What Changes?

Compare New York State and New York City paycheck taxes and learn why NYC residents can have additional city withholding.